Build . Below market value buying
Buy well. Build your wealth.
Build helps you find homes in South London that may be available below market value. Patricia comes with you to viewings, for as many as it takes until you get an offer accepted, and shows you in a nice, easy to understand way how buying well creates equity, and how equity builds wealth.
Selected South London viewings for now. We will expand to other areas if there is demand. Pay, then pick a time for your first chat.
Who it suits
- You want to buy in South London and do not want to overpay.
- You would like an experienced eye with you at viewings.
- You want to understand what makes a home a good buy, not just a nice one.
- You want to know, simply, how buying well can grow your wealth over time.
How Build works
Simple, and with you all the way to an accepted offer.
Pay and book
Pay the £250 fee, then choose a time for your first chat from the live calendar.
Spot the value
We talk through what you want and how to spot homes that may be available below market value, and why.
View together
Patricia comes with you to selected South London viewings, for as many viewings as it takes until you get an offer accepted.
See your equity grow
You learn, in plain English, how buying well creates equity, and how equity can build wealth over time.
Equity, made simple
Equity is the part of your home you own.
It is the gap between what your home is worth and what you owe on it. Buy below market value and that gap starts the day you get your keys. Improve the home, and pay down your mortgage, and the gap grows. That growing gap is wealth you can build on.
- A similar home nearby sells for
- £400,000
- You buy one below market value for
- £370,000
- Extra equity on day one, on top of your deposit
- £30,000
- A simple refresh adds, e.g.
- £15,000
- Extra equity could then be
- £45,000, plus your deposit and what you pay off
Illustrative only, with made up figures. Prices can go down as well as up, and buying costs reduce your equity. This is not financial advice or a valuation.
What is included
One fee of £250 covers as many selected South London viewings as it takes until you get an offer accepted. We will expand to other areas if there is demand. Viewings are arranged at times that suit us both. The service ends when an offer you make is accepted.
What Build is not
- Not regulated financial, mortgage, tax, investment or legal advice.
- Not a recommendation of any specific product, lender, scheme or provider.
- Not a valuation or survey, and not a guarantee that a home is below market value or will rise in value.
- Not a substitute for an FCA authorised mortgage broker, an accountant, or a practising solicitor or conveyancer.
Patricia Ogunfeibo is a non-practising solicitor and non-practising Chartered Tax Adviser. Build is general education and guidance based on over 40 years in property. Where you need regulated advice, we will tell you plainly and point you to the right kind of professional.
Want ongoing support?
Want more support?
If you would like someone alongside you through the whole journey, from getting mortgage ready to the keys, Boost is our paid, personalised 1-to-1 support.
Prefer to keep it free for now? Start with Blueprint, our free self-guided hub.