Question 1

Is the readiness check really free?

Accepted Answer

Yes. The Readiness Check is completely free, with no sign up needed up front. You get an honest Gold, Silver or Bronze picture of how close you are to buying, plus practical next steps.

Question 2

How long does the check take?

Accepted Answer

About 90 seconds. A handful of plain English questions, no jargon and no homework. You can come back and refine your answers any time.

Question 3

I do not know the first thing about buying. Is this for me?

Accepted Answer

Especially for you. tenant2owner is built for UK tenants at every stage, including people who have never thought owning was possible. Start with the free Blueprint and we'll walk you through it.

Question 4

Do I need a deposit saved before I start?

Accepted Answer

No. Plenty of people start with little or nothing saved. We help you understand what you'll need, what schemes exist, and how to build a realistic plan to get there.

Question 5

I'm self-employed. Can I still buy?

Accepted Answer

Yes. Self-employed buyers can and do get mortgages every week. The route is different but it is well trodden. We cover what lenders actually want to see, and how to present your income well.

Question 6

My credit isn't perfect. Is it a dealbreaker?

Accepted Answer

Almost never. Most issues can be improved or worked around with the right approach and lender. The first step is knowing where you stand, which our guides walk you through.

Question 7

Do you provide regulated financial advice?

Accepted Answer

No. Everything on tenant2owner is educational guidance, not regulated financial advice. We help you understand your options so you can make informed decisions with qualified professionals.

Question 8

Will using the site affect my credit score?

Accepted Answer

No. Nothing we do on the site touches your credit file. Hard credit searches only happen when you choose to apply to a lender or broker.

Question 9

What is tenant2owner?

Accepted Answer

tenant2owner is a free, independent guidance platform for UK tenants exploring homeownership. We provide clear, practical information to help you understand your options and take confident steps toward buying your first home.

Question 10

What tenant2owner isn't

Accepted Answer

tenant2owner is not a rent-to-own operator. We don't own, manage, or sell property. We're an educational platform that empowers tenants with the knowledge and tools they need to pursue homeownership on their own terms.

Question 11

Who runs tenant2owner?

Accepted Answer

tenant2owner was founded by Patricia Ogunfeibo, a former Solicitor, Chartered Tax Adviser, with nearly four decades of property experience. Patricia built the platform to give tenants the kind of straightforward, expert guidance that's usually hard to find without paying for it.

Question 12

Do you sell property, mortgages or insurance?

Accepted Answer

No. We don't sell property, we are not a mortgage broker or lender, and we are not an insurance provider. We are purely an information and education platform.

Question 13

Do I need a programme to use the site?

Accepted Answer

Absolutely not. All of our free content, guides, tools, webinars, myth-busters and the Knowledge Hub stands on its own and is genuinely useful. The programmes are optional, structured support for tenants who want more hands on guidance.

Question 14

What are the paid programmes?

Accepted Answer

We offer Bridge, a one-hour 1-2-1 session for a roadmap or second opinion, and Boost, our 10-week 1-2-1 programme (£2,750). Boost is insurance-backed with a money-back guarantee.

Question 15

How do I know which programme is right for me?

Accepted Answer

Use our free Programme Fit tool to answer a few quick questions and get a personalised recommendation. You can also compare all three side-by-side on the Programmes page, or book a discovery call.

Question 16

Is there a money-back guarantee?

Accepted Answer

Yes. All our programmes are insurance-backed with a money-back guarantee. If you're not satisfied, you're protected. Full details are available in our Programme Terms.

Question 17

Are you affiliated with any lenders or estate agents?

Accepted Answer

No. tenant2owner is fully independent with no commercial affiliations. We don't receive referral fees, commissions or incentives from any lender, estate agent, developer or financial services provider.

Question 18

Do you guarantee I'll be able to buy a home?

Accepted Answer

No, and anyone who does is selling you something. Outcomes depend on your individual circumstances and the market. What we do is help you understand your position, explore your options and take practical steps to improve your chances.

Question 19

What do you do with my data?

Accepted Answer

We only use your details to help you with what you've asked for, and we never sell your data. You can unsubscribe or delete your account at any time. See our Privacy Policy for the full detail.

Question 20

What if my question isn't here?

Accepted Answer

Just ask. Send us a note on the Contact page and we'll get back to you. If it's a question lots of people are asking, we'll add it here too.

Questions, answered honestly.

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