How our guides are
made.
Who writes them, where the facts come from, how often they are checked, and what we will never claim to be.
Nine commitments
Who reviews the guides
Every guide is reviewed and signed off by Patricia Ogunfeibo, a non-practising solicitor and Chartered Tax Adviser who has bought, developed and let UK property since 1986. Nothing is published under an anonymous house byline, and nothing goes live until she has read it.
Where the facts come from
Rules, thresholds and eligibility are taken from primary sources: GOV.UK, HMRC, the regulators, and scheme operators' own published terms. Where a guide covers a named scheme we link to the official page for it so you can read the terms yourself. Figures we have worked out to illustrate a mechanism are labelled as illustrations, not quoted as official.
Which country the guidance covers
Unless a page says otherwise, the guides and calculators are written for England, and the stamp duty tools cover England and Northern Ireland. Where the position in Scotland, Wales or Northern Ireland is materially different, we say so on the page rather than leaving you to assume the English rule applies.
What we will not do
We do not give regulated financial, mortgage, tax or legal advice, and we do not tell any reader what they personally should do. We explain how a route works, what it costs and what to check, and we say when you need your own broker, solicitor or adviser. Any named product is given as an example, not a recommendation.
Worked examples are illustrations
Where a guide shows numbers, they are illustrations chosen to show a mechanism, and they are labelled as such. They are not quotations, forecasts or promises, and they are not a substitute for figures from a lender or a professional.
Review cycle
Guides carry a last reviewed date on the page. They are checked on a quarterly cycle against their official sources, and out of cycle whenever a Budget, a statutory change or a scheme closure affects them, which in practice is the review that matters most. If a review changes nothing, we still update the date so you know the check happened.
Corrections
If something here is wrong, we want to know. Tell us through the contact page and we will check it against the source, correct the guide, and update the last reviewed date. Where a correction changes the substance of the guidance, we say what changed.
Withdrawal over out of date guidance
Patricia wrote a bestselling book on renters' rights and residential landlords in England. When the law changed, she withdrew it from sale rather than leave superseded guidance in circulation. That is the standard applied here: if a guide can no longer be made accurate, it comes down.
How we use AI
Guides are researched, written and signed off by a person. We use AI as a drafting and checking aid, never as the final word, and no guide is published without Patricia reading it against the source. The guide audio is the one place you hear a machine: it is synthesised narration of the written guide, not a recording of Patricia, and it is labelled as such on the player. If the written guide and the audio ever differ, the written guide is the version to rely on.
Commercial relationships
Some pages describe partner services or paid programmes run by tenant2owner. Where a referral fee or commercial relationship exists, it is disclosed on the page it relates to. Editorial content is not sold, and no third party pays to appear in a guide.