How ready are you to buy?
A few important questions. At the end, a personal result and a clear first step, whatever the answer. No catch. Your answers are scored in your browser and are not saved to our servers. If you ask us to email your result, we keep only the name and email you give us.
At the end, you'll get
Your personal readiness score.
Everyone finishes with one of three honest results, and for mistakes people, none is a dead end. Each comes with a clear next step that actually fits where you are.
Gold
You're ready. Here's your confident first move.
Silver
Closer than you think, with a short list to tackle.
Bronze
A clear runway, with the right first steps mapped.
Measured honestly across the three things lenders look at: deposit, income and credit.
About 90 seconds
For most people, that's it
No sign-up
See your result instantly
Answers stay in your browser
We do not save your answers to our servers, and we never sell your details
Tick the box above and you're off, no email needed.
Important information
- This tool provides general guidance only. It helps you understand where you stand. It is not regulated financial advice and should not be treated as such.
- Results are indicative. They are based only on the information you provide, and may not reflect your actual mortgage eligibility.
- Mortgage eligibility varies. Actual lending depends on a full affordability assessment by a qualified adviser or lender.
- Buying power figures are estimates. They use a typical 4 to 4.5x income multiplier and do not guarantee any lending decision.
- Seek independent advice. Always speak to a qualified mortgage adviser or lender before making any financial decision.
Legal notice & intellectual property
© 2025-2026 Tenant 2 Owner Limited. All rights reserved.
This Home Readiness Assessment Tool is proprietary software owned by Tenant 2 Owner Limited (Company No. 16727310). The tool, its methodology, and underlying scoring system are protected by intellectual property rights.
You may not reproduce, distribute, modify, or create derivative works based on this tool without prior written consent from Tenant 2 Owner Limited.
By using this tool, you agree to our Terms of Use.